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Important Legal Notices

The following legal notices inform you of your rights as a ÀÏ˾»ú¸£ÀûÍø employee under federal law.

Summaries of Benefits and Coverage (SBCs)

As required by the Affordable Care Act, Summaries of Benefits and Coverage (SBCs) are posted here. If you would like a paper copy of the SBCs (free of charge), call 1-314-977-2595.

ÀÏ˾»ú¸£ÀûÍø must make SBCs available that summarize important information about health benefit plan options in a standard format to help you compare and make an informed choice. The health benefits available provide important protection for you and your family, and choosing a health benefit option is an important decision.

Summary Annual Report

You are entitled to a summary of the plan’s annual financial report. The plan administrator is required by law to furnish each participant with a copy of this Summary Annual Report.

Retirement Plan Fee Disclosures

Safe Harbor Notice